Retirement Travel Planner

Could you retire abroad — and when?

Enter your age and high-level finances. We'll project your nest egg, find the earliest age you could retire for a given lifestyle, let you explore destinations, and build a 12-month travel budget. Nothing you type is saved or sent anywhere — every calculation runs in your browser and disappears when you close the tab.

Your Numbers

The calculator

You
Money (today's dollars)
Assumptions
Social Security / pension (optional)
Projected nest egg at retirement
Earliest you could retire for this lifestyle
Year-one withdrawal rate
Balance at age 95
Enter your numbers.

The curve accumulates to your retirement age, then draws your target spending (less any Social Security) through age 95 — all in today's dollars.

Destination Explorer

Where could you live?

Realistic 2026 comfortable-couple budgets (today's dollars) — figures target the upper band of expat cost-of-living data (Numbeo, International Living, ExpatDen), not the frugal floor, so expect roughly 15–20% above median estimates. Tap a place to see the projection using your own numbers above.

Map a Year

Build a 12-month plan

Mix destinations across the year. The budget and sustainability update live against your projected nest egg.

0 of 12 months planned
All-in annual budget
$0
— / month
Months planned0 / 12
Withdrawal rate
Balance at 95
Add a destination.

Each leg is costed while you're there; health & flights are added once for the year. Snow/seasonal places are typically short stints.

About

How it works & what it isn't

This is a planning toy, not financial or tax advice. It uses simple, transparent math (steady real returns, a fixed safe-withdrawal rate) — real markets are volatile, so treat the outputs as directional. Cost-of-living figures are 2026 estimates and fully editable. It stores nothing: there's no account, no database, no analytics; your inputs live only in this browser tab. Open source under the MIT license — see the README to run, contribute, or self-host.